Federal Direct Graduate PLUS Loan Program (Grad PLUS)

The Federal Direct Graduate PLUS Loan is a low interest loan program that enables graduate students to borrow directly from the U.S. Department of Education to help pay for their educational expenses. The Program is administered by the Harvard Graduate School of Education Financial Aid Office, which works with the U.S. Department of Education to offer this loan. This loan is only available to U.S. Citizens and eligible non-citizens.

This loan has many benefits such as a fixed interest rate, high credit approval and streamlined application process. Loan payments can be deferred while in school at least half time and the loan has flexible repayment options. As part of the Federal Direct Loan Program, this loan would also conveniently become part of your loan account that contains your Federal Direct Subsidized/Unsubsidized Loan(s), thus reducing your number of lenders.

You may apply for this loan by downloading and submitting the Federal Direct Graduate PLUS Loan Request Form (165KB pdf) to the HGSE Financial Aid Office.